The Budget Couple

We are the Budget Couple. We make a bi-weekly podcast that talks about life, family, and how to afford it. Join us on our budgeting journey as we explore the keys to budgeting, personal finance, and more.

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Episode 52: Summer Savings

Nate and Danielle discuss the three main ways they saved money this summer. Show Notes Car Cabin and Engine Filters ($10 each and takes ~1 min. Dealership charges over $50-100 for each) Recently needed new brakes. The dealership wanted $450 to do brakes and rotors. I looked around and the price was not out of line with other places. I…

Episode 51: Getting Your Spouse on Board

Nate and Danielle answer a listener question about getting their spouse to agree and stick to a budget. Show Notes Listener Question My husband and I just purchased our first home.  I am super obsessed about managing our finances. I’ve made my own templates for our budget on excel!  I understand his enthusiasm won’t ever match mine, BUT I don’t…

Episode 50: 2019 Quarter 2 Update

Nate and Danielle talk about their second mortgage, refinancing, and their other financial wants, needs, and aspirations through the year thus far. Show Notes 2019 Quarter 2 Update We have officially paid off our $30K second mortgage as of 6/18. All told we opened the loan in mid July 2018 and paid it off 11 months later. We paid $778.58…

Episode 49: Planning for Pets and 10 Month Income

Nate and Danielle discuss how to setup a budget that includes unknown expenses for older pets and how to plan for a 10-month income on a 12-month basis. Show Notes Listener Bihn How can I budget for an aging pet? It doesn’t happen often, but every once and awhile, a big vet bill falls into our laps. We have a…

Episode 48: 2019 Quarter 1 Budget Update

Nate goes solo and gives an update on the first three months of 2019. The couples’ current finances are discussed along with exciting news and long-term goals. Show Notes We are through the first quarter of 2019 already and we thought that we would bring you an update from our budget and how it’s going. Our budget nor income has…

Episode 47: Paying off the House vs. Retirement Savings

Nate and Danielle discuss their thoughts on paying down the house or contributing more towards retirement. Show Notes Listener response to a question [Our] goal was to get our mortgage down to a certain amount by paying extra but I’m rethinking this and I’m considering opening ROTH IRAs for us instead. I would ultimately like the house paid off in…

Episode 44: Trip Budgeting Tips and Tricks

Nate and Danielle review their budget tips and tricks for planning a trip and saving money in the process. Show Notes Listener Question: This listener asks us to go into more detail about travel budgeting. They say “We love to travel and are looking for ways to cut costs so we can spread our budget out over more trips. Just…

Episode 43: Planning for Kid’s College

Nate and Danielle answer a listener email question about affording college and what to look for when coming up with a college plan for your children. Show Notes Listener Question Would love to hear what you suggest is a good number to save for each child’s education. Or are you trying to reach a certain percentage of college costs (thinking…