The Budget Couple

We are the Budget Couple. We make a bi-weekly podcast that talks about life, family, and how to afford it. Join us on our budgeting journey as we explore the keys to budgeting, personal finance, and more.

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Episode 62: How Often Do We Review Our Budget?

Nate and Danielle answer a listener question about the frequency of their budgeting discussions and how to find the time with a young family. Show Notes Listener question How often do you guys meet to review your budget? How often do you update your budgeting sheet? Every purchase? Every day? Weekly? We have an 18 month old and used to…

Episode 61: Life Changes and a missing $2,000!

Nate and Danielle discuss their recent changes to daycare, how that impacts the budget, and a missing $2,000 that caused many minutes of panic. Show Notes We recently had a change in our daycare situation and because of that we needed to make some changes to our budget. Instead of going to just a single daycare location, our son is…

Episode 60: Pay off Debt or Save for a Family?

Nate and Danielle discuss a listener question about saving or paying down debt while looking to add to the size of a family. They also look at paying down credit cards and the best ways to do it. Show Notes Listener question #1: My husband and I have our mortgage and then we have my husbands student loan which is…

Episode 57: CDs, Credit Cards, and PMI O My

Nate and Danielle answer two listener questions. The first deals with credit cards and how to manage them while working with cashflow. The second question looks at how to prioritize your emergency fund while still wanting to focus on paying down other debts. Show Notes Listener Question #1: You talk a lot about doing paying your bills and such with…

Episode 56: Addressing a Negative Review

We received a bad review and we wanted to address the points made by the reviewer. We welcome all criticism. We wanted to take a moment to explain our thought process and how our budget philosophy differs from the reviewers. Show Notes Each episode we talk about how grateful we are for the wonderful reviews we receive. Well sometimes they…

Episode 55: Controlling Impulse Spending

Nate discusses ways that he controls his impulse spending and how it can work for you. Show Notes Listener Question My husband and I are big impulse spenders. How do we change those habits?  You came to the right person. I would love to be an impulse spender. In fact, I often am. But I’m an impulse spender with a…

Episode 54: Where is my $2100 going?

Nate and Danielle answer a listener question about being able to save while having new expenses and planning on more expenses. Show Notes Listener Question I have a baby that is in daycare. I got a new job and stopped breastfeeding when I went back to work. Currently I spend $800 a month on daycare, $100 a month on formula…

Episode 53: Refinancing the House (again)

Nate and Danielle discuss their reasons for refinancing their house and what it means for the long term. They also talk about their reasons for doing so and what to look out for if you decide to do so as well. Show Notes Reasons to refinance Shorter payoff period Lower total interest charges Cash out of home Original loan: 25…