Nate and Danielle discuss Danielle’s new job and how it impacts their budget along with some choices that they had to make. Two listener questions are also answered relating to borrowing from a 401K and how to budget for gas when your job pays you for driving. Show Notes Personal update: Danielle got a new job and a pay increase…
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Episode 64: My Kids and Money
Nate talks about a recent questionnaire that he gave to his students and the themes that emerged relating to money. Show Notes I was recently having a come to Jesus moment with my 8th grade students as they inch ever closer to high school and I asked them a few questions and had them write down their responses. I told…
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Episode 63: How We Decide to Finance or Save for Expenses
Nate and Danielle answer a listener question about spending decisions and how to decide if you should finance something or save for it and buy it outright. Show Notes Listener Question: I just started listening to your podcast and love it! Your method/philosophy makes much more sense to me than other methods I’ve done in the past. Some things I’m…
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Episode 62: How Often Do We Review Our Budget?
Nate and Danielle answer a listener question about the frequency of their budgeting discussions and how to find the time with a young family. Show Notes Listener question How often do you guys meet to review your budget? How often do you update your budgeting sheet? Every purchase? Every day? Weekly? We have an 18 month old and used to…
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Episode 61: Life Changes and a missing $2,000!
Nate and Danielle discuss their recent changes to daycare, how that impacts the budget, and a missing $2,000 that caused many minutes of panic. Show Notes We recently had a change in our daycare situation and because of that we needed to make some changes to our budget. Instead of going to just a single daycare location, our son is…
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Episode 60: Pay off Debt or Save for a Family?
Nate and Danielle discuss a listener question about saving or paying down debt while looking to add to the size of a family. They also look at paying down credit cards and the best ways to do it. Show Notes Listener question #1: My husband and I have our mortgage and then we have my husbands student loan which is…
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Episode 59: Emergency Fund Setup and Nate’s Credit Card
Nate answers a listener’s question about emergency funds and how/why they are used. He also shares his thoughts on how he and Danielle are currently using credit cards. Show Notes Listener Question Hey Nate and Danielle, Can you guys talk about how you came up with the minimum 3 months for the crash fund? Would an easy way just to…
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Episode 58: Our Spendtober
Nate and Danielle discuss a surprisingly expensive month and how they budgeted for it. Show Notes
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Episode 57: CDs, Credit Cards, and PMI O My
Nate and Danielle answer two listener questions. The first deals with credit cards and how to manage them while working with cashflow. The second question looks at how to prioritize your emergency fund while still wanting to focus on paying down other debts. Show Notes Listener Question #1: You talk a lot about doing paying your bills and such with…
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Episode 56: Addressing a Negative Review
We received a bad review and we wanted to address the points made by the reviewer. We welcome all criticism. We wanted to take a moment to explain our thought process and how our budget philosophy differs from the reviewers. Show Notes Each episode we talk about how grateful we are for the wonderful reviews we receive. Well sometimes they…