Nate and Danielle discuss their recent changes to daycare, how that impacts the budget, and a missing $2,000 that caused many minutes of panic. Show Notes We recently had a change in our daycare situation and because of that we needed to make some changes to our budget. Instead of going to just a single daycare location, our son is…
Tag: credit cards
Podcast
Episode 59: Emergency Fund Setup and Nate’s Credit Card
Nate answers a listener’s question about emergency funds and how/why they are used. He also shares his thoughts on how he and Danielle are currently using credit cards. Show Notes Listener Question Hey Nate and Danielle, Can you guys talk about how you came up with the minimum 3 months for the crash fund? Would an easy way just to…
Podcast
Episode 57: CDs, Credit Cards, and PMI O My
Nate and Danielle answer two listener questions. The first deals with credit cards and how to manage them while working with cashflow. The second question looks at how to prioritize your emergency fund while still wanting to focus on paying down other debts. Show Notes Listener Question #1: You talk a lot about doing paying your bills and such with…
Podcast
Episode 56: Addressing a Negative Review
We received a bad review and we wanted to address the points made by the reviewer. We welcome all criticism. We wanted to take a moment to explain our thought process and how our budget philosophy differs from the reviewers. Show Notes Each episode we talk about how grateful we are for the wonderful reviews we receive. Well sometimes they…
Podcast
Episode 37: How to Combine Incomes When Getting Married
Tips and tricks on how to combine incomes and lead a financially stable marriage. Nate and Danielle answer a listener question and give a crash course on budgeting advice when you are getting married. Show Notes Listener email So I am getting married next summer and would like some tips and tricks on how to join finances? How to pick…
Podcast
Episode 29: Credit Cards
Nate and Danielle discuss what they are doing with their credit cards in order to help their cards better work for them. Credit cards are treated like cash and as such, should only be used if you have money in the bank to pay for a purchase that you are making in full. Show Notes Disclaimer: Qualify that we use…
Podcast
Episode 26: Budgeting as a College Student
We answer a listener question about budgeting, opening a credit card, and planning for retirement all while still in college! Show Notes Use of Credit Cards: “I have started a budget on excel, and have been following it for about three months adjusting as needed. I was thinking about applying for a credit card to build my credit and to…