Nate and Danielle discuss their recent changes to daycare, how that impacts the budget, and a missing $2,000 that caused many minutes of panic. Show Notes We recently had a change in our daycare situation and because of that we needed to make some changes to our budget. Instead of going to just a single daycare location, our son is…
Tag: child care
Podcast
Episode 11: Budget Ratios
In this episode, we talk about budget ratios and how we use them to help guide our decisions. Show Notes Budget ratio general rules 25% housing cost (rent or mortgage, include taxes, insurance, etc) 25% transportation (car, bus, metro, include upkeep of car and insurance) 15% retirement 25% living expenses (food, going out, utilities etc) 10% savings/debt relief Our budget…