The Budget Couple

We are the Budget Couple. We make a bi-weekly podcast that talks about life, family, and how to afford it. Join us on our budgeting journey as we explore the keys to budgeting, personal finance, and more.

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Tag: child care

Episode 61: Life Changes and a missing $2,000!

Nate and Danielle discuss their recent changes to daycare, how that impacts the budget, and a missing $2,000 that caused many minutes of panic. Show Notes We recently had a change in our daycare situation and because of that we needed to make some changes to our budget. Instead of going to just a single daycare location, our son is…

Episode 11: Budget Ratios

In this episode, we talk about budget ratios and how we use them to help guide our decisions. Show Notes Budget ratio general rules 25% housing cost (rent or mortgage, include taxes, insurance, etc) 25% transportation (car, bus, metro, include upkeep of car and insurance) 15% retirement 25% living expenses (food, going out, utilities etc) 10% savings/debt relief Our budget…