Nate talks about a recent questionnaire that he gave to his students and the themes that emerged relating to money. Show Notes I was recently having a come to Jesus moment with my 8th grade students as they inch ever closer to high school and I asked them a few questions and had them write down their responses. I told…
Tag: debt
Podcast
Episode 60: Pay off Debt or Save for a Family?
Nate and Danielle discuss a listener question about saving or paying down debt while looking to add to the size of a family. They also look at paying down credit cards and the best ways to do it. Show Notes Listener question #1: My husband and I have our mortgage and then we have my husbands student loan which is…
Podcast
Epsiode 45: Large Debt and Looking to Pay it Down
Nate and Danielle answer a listener’s question about debt and how they would approach paying it off. They also talk about smalls ways to save money to help pay off debt faster. Show Notes Two-part question: I was one of those guys who always had money to spend but played with credit cards and dug myself in a number of…
Podcast
Episode 39: $44K in Debt and an Impulse Shopper
Nate and Danielle answer a listener question on how to setup a budget for paying off debt as quickly as possible while having a variable income and being an impulse shopper. Show Notes Listener Question: I have tried to do a budget with my husband several times now, and we just can never get on the same page. I added…
Podcast
Episode 38: Debt Forcing a Budget
Nate and Danielle reflect on recent changes they have made to their budget as answer a listener question. They talk about budgeting apps, mindset, and the need of goals when creating a budget. Show Notes First a quick update on our attempt at controlling our misc expenses. We decided to go with putting $400 in savings each month to be…
Podcast
Episode 36: Paying Off Debt vs. Saving
Nate and Danielle answer a listener question about how to decide if you should save your money or pay-off debt when you want to buy a house in the near future. Show Notes Listener email: Married with one child and another one on the way. Current make a combined income around $79K before taxes, so we are looking at a…
Podcast
Episode 28: Affording a Home Remodel
Nate and Danielle discuss the various ways to pay for a home remodel and the pluses and minuses of each. Show Notes We are currently thinking about redoing our kitchen and master bathroom. This decision is revolving around the concept of staying at our current home and making it what we want or moving to a new, more expensive, home…
Budgeting
Episode 27: Buying vs. Renting with $80K of Debt!
Nate and Danielle respond to a listener question about buying a house when in $80k of debt but also looking at a large increase in income. Show Notes Listener question: As my graduation is quickly approaching (in May!), my husband and I will finally have a more permanent income and our budget will become more stable and easier to track.…
Podcast
Episode 17: Question for When You Are Getting Started
Nate and Danielle answer questions from listener Erin about her upcoming marriage and what it means for student loan debt, renting vs. buying, budgeting, and more Show Notes First question, if I have debt from school and he (my future husband) doesn’t should we combine accounts? We both believe in the “whats mine is yours” marriage. We believe that you…
Podcast
Episode 15: Challenges and Struggles
In this episode we talk about some of our struggles and challenges when it comes to budgeting and keeping a budget. Show Notes Updates: Solar Panels paid off!!! Focus on paying down the house Repay $1,000 we took from the emergency fund to finish off the solar panels It’s hard to remember to put things on the budget Keeping track…